xLoans.ca is not a lender or loan provider. We do not offer finance to customers.
This site is intended for use by Canadian residents only. This site is intended for use by adults only.
Information about you including your visits to the website
Usage of our website: Customer access
Restricted access: Clients may occasionally have to face restricted access to our website, whether it be the whole website or some areas of it; this will also apply to our registered customers too. Unique user names, passwords or codes, that are supplied to customers for security reasons, in line with our procedures, must be kept very confidential and they should never be shared with any third parties. If we feel that any point in time, your previously mentioned terms and conditions have been breached, then we have every right to disable those unique codes or passwords, at any time.
Intellectual property rights
The whole of the copyright and material on this website is owned by xLoans.ca, and is completely protected by the copyright laws of the Canada.
Any unlawful downloading, retransmission, or other photocopying or re-adjustment, of any of the contents of this website, may be considered a breach of statutory or common law rights and maybe subject to legal action. xLoans.ca, does not accept any liability resulting from any illegal reproduction of the material.
Material used on website
We own all the company logos, names, images and information used on our website but not any commentary material which may have been used. Other than that, no responsibility or liability resulting from visitation or traffic is accepted by the company. Same applies to those who have been receiving prior information and alerts. Information sought is not considered advice.
Website links from our site
Links that our website contains, regarding third party information and other resources, are only for informational purposes. Any damage occurring or loss incurred as a result on this information will not be our company’s liability.
Any loss or liability for any direct or indirect harm caused by our users in relation to the inability to use, results of the use, or any link used with the website, or other associated websites or posts published, such as: without limitation any liability for loss of income or revenue, loss of profits, contracts or business, loss of predictable savings, loss of data, loss of support, good will loss, exhausted management or office time, and for any kind of loss or damage even if it has been caused due to negligence or tort, breach of contract or otherwise, foreseeable or not, we will not be responsible for whatsoever. Provided that this condition shall not prevent claims for loss of or damage to your tangible property, or any other claims for direct financial loss that are not expelled, by any of the categories stated above.
This also does not affect our accountability, for death or personal injury arising from our neglect, nor our liability for fraudulent misrepresentation, excluded under applicable law.
The obligations and responsibilities for any breach of contract by us, does not go further than the duty to our customer and does not incur any obligation to a counter-party, conciliator, bank or to any other third parties, linked with the customer.
The customer will again take full responsibility for any damage or loss incurred by the stipulation of incorrect information or ambiguous information to us by the customer.
In case any of the above mentioned instances occur we will not in any way be responsible. This also includes something within or beyond our control, including changes in the law, or regulations affecting our normal operations.
Viruses, hacking & other offences
Beware of misusing our website or inducing harmful viruses, Trojans, logic bombs, worms or any other electronic material, that is technically harmful and malicious to our website. You are warned not to gain unauthorised access to our website, the server which stores our website or any other server, database or computer in connection of our website. You are restricted not to launch attacks on our website via a denial-of-service attack, or any circulated denial-of service attack. Breaching this provision, means that you would commit a criminal offence under the Computer Misuse Act 1990. Any such incident will be reported to the relevant law enforcement authorities and we will have to disclose your identity and your right to access our website for use will cease to exist instantly. Also we will not be liable for any loss or damage caused by a circulated denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, data, computer programs or other proprietary material due to usage or downloading from the website or others linked with it.
If we make any changes to our Terms and Conditions
If in certain situations, we may make changes to our terms and conditions, which will be done by posting the changes online, it is then your responsibility, to check this page regularly in order to take notice of any changes that may have occurred, as these changes will be obligatory to follow yourself. If you opt for using our website after the changes are made, you will also be accepting our terms and conditions automatically. In addition to these above mentioned ones, certain provisions controlled within the terms and conditions may also be outmoded by provisions or notices that have been published somewhere else on our website.
Effective Date April 8th 2020